Corporate Credit Analyst

About our client

Our client is a leading international banking organization operating as part of a global financial group with a strong presence across Europe and worldwide. The company supports international and strategic corporate clients, offering a broad portfolio of financial solutions and access to a global network of expertise. The organization is known for its long-term client relationships, international cooperation and a strong focus on sustainable growth.

Responsibilities

• Conduct comprehensive credit risk assessments and financial analysis of corporate clients.
• Support Relationship Managers in structuring financing transactions, including determining appropriate financing amounts, tenors, and transaction structures.
• Participate in client meetings and conference calls to discuss financing needs and business performance.
• Prepare credit applications and recommendations based on in-depth analysis of clients' financial standing, business activity, industry position, and creditworthiness.
• Evaluate transaction risk, recommend internal ratings, and formulate well-supported credit opinions and conclusions.
• Present credit proposals and recommendations to Credit Committees.
• Act as a key coordinator throughout the credit approval process, ensuring effective communication between Relationship Managers, Risk Analysts, and Credit Committee members.
• Cooperate with internal stakeholders to support portfolio management activities and ensure proper implementation of credit decisions.
• Review and validate credit-related documentation required for credit applications, working closely with relevant internal teams.
• Perform regular monitoring and periodic reviews of clients' financial performance and overall risk profile.

Requirements

• Minimum 3 years of professional experience in corporate banking, preferably within credit analysis, credit risk, or relationship management support functions.
• Fluent English skills (minimum C1 level), both written and spoken.
• Strong analytical mindset with the ability to critically evaluate and challenge financial and business information.
• Solid understanding of corporate financial analysis and credit risk assessment.
• Ability to analyze financial statements prepared under both local and international accounting standards, including consolidated financial reporting.
• Good knowledge of corporate finance principles and financial performance evaluation.
• Understanding of various industries and market sectors, with the ability to discuss business models, risks, and opportunities in a professional manner.
• Strong communication, presentation, and stakeholder management skills.
• High level of accuracy, attention to detail, and ability to work effectively in a dynamic banking environment.

Offer

• Employment based on an employment contract (UoP)
• Inclusive and diverse workplace where everyone can be themselves
• Development opportunities within an organization committed to sustainability and positive environmental impact
• High level of autonomy with strong managerial support, highly valued by employees
• Agile working environment supporting flexibility and innovation
• Comprehensive benefits package, including: 
  • Private medical care
  • Life and accident insurance
  • Multisport card
  • MyBenefit cafeteria platform