Credit Risk Senior Analyst (maternity cover)

Credit Risk Senior Analyst (maternity cover)

Miejsce pracy: Kraków

Your responsibilities

• Undertake credit-related periodic reports in a timely and accurate manner: perform analysis on the drivers of changes in credit exposure / collateral and provide insight into the main risks within the lending book; ensure that the appropriate level of monitoring and control is undertaken when analysing credit data, handle and analyse large datasets. Reconcile and consolidate returns for global reports; improve existing and develop new reporting tools,
• Analysis and reporting on financial products held as Lombard collateral in lending portfolios: monitor concentration and various exposures in the book, review market movements and analyse the potential impact,
• Perform volatility, simulation and stress testing analysis for new and existing credit facilities: ensure that existing risk factors remains conservative enough given changes in the market conditions, provide adequate analysis on Lombard portfolios, proactive attitude to improve quality of analysis,
• Carry out assessment of various financial instruments offered as Lombard collateral: ensure the collateral is assessed in line with the methodology covering all relevant risk factors, build strong understanding of the lending framework and share the knowledge with stakeholders, support / lead initiatives to enhance the existing methodology, ensure the Credit Policy is correctly implemented in local systems with appropriate controls in place.

Our requirements

• University graduate in finance, mathematics, computer science or any other quantitative related degrees.
• Preferably international financial/risk accreditation e.g. CFA, FRM, PRM.
• 2+ years of relevant experience in banking e.g. Risk, Product Control, Front Office, Middle Office.
• Good understanding of various financial instruments and/or risk management measures.
• Very good MS Excel skills (technical formulas, Pivot, VBA) is a must, Access/SQL/Python is a strong advantage.
• Strong presentation and interpersonal skills. Self-starter with ability to think out of the box and challenge the status quo.
• Very good skills in English, French would be a plus.
• Administrative efficiency and excellent time management. Excellent attention to detail and a disciplined approach. Ability to handle multiple concurrent tasks and projects and work under pressure. Strong team player with very good communicational skills.

What we offer

• Additional bonuses for recognition awards
• Multisport card
• Private medical care
• Life insurance
• One-time reimbursement of home office set-up (up to 800 PLN)
• Cafeteria platform
• Employee assistance program
• Additional contributions to PPK scheme
• Corporate parties & events
• CSR initiatives
• Nursery discounts
• Financial support with trainings and education
• Social fund
• Flexible working hours
• Free parking

Benefits

• sharing the costs of sports activities
• private medical care
• sharing the costs of professional training & courses
• life insurance
• remote work opportunities
• flexible working time
• integration events
• corporate sports team
• retirement pension plan
• corporate library
• no dress code
• coffee / tea
• parking space for employees
• leisure zone
• extra social benefits
• employee referral program
• opportunity to obtain permits and licenses
• charity initiatives
• family picnics
• extra leave
• In-office gym

Recruitment stages

• Online assessment
• Phone interview
• Job interview
• Welcome to HSBC!

About the role

The role resides under the Risk function of the Global Private Banking & Wealth (GPB&W). The Credit Risk Portfolio Management team is responsible for collateral assessment and production of reporting, analytics and management information covering the Global Private Banking & Wealth lending activity. The team stakeholders are mainly internal Finance and the Risk function. The team also plays an important role in the implementation of new lending framework and other internal project affecting the activity of WPB. Credit Risk Senior Analyst is able to assess the collateral eligibility within the existing methodology. In addition, the person is able analyze large data sets in an efficient way, providing relevant information about trends and drivers in the lending activity. A strong team member, he will have to handle multiple concurrent tasks, communicate effectively and be attentive to detail.

HSBC Service Delivery (Polska) Sp. z o.o.

HSBC is one of the world’s largest banking and financial services organisations. Our global businesses serve more than 40 million customers worldwide through a network that covers 63 countries and territories.

HSBC Service Delivery (Polska) Sp. z o.o. is HSBC's global finance, operations, risk and technology centre. We use our unique expertise and capabilities to provide specialised services – our people range from technologists transforming the banking experience to operations professionals managing 1.7 trillion payments a year.

Our Purpose – Opening up a world of opportunity – explains why we exist. We are bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.

Thank you for interest in HSBC. . Before you apply, please note that we will take into the consideration only applications that include the following statement: . “I hereby declare that I have familiarised myself with the Privacy Statement for Applicants published at and I give my consent to use my personal data included in my application for the purposes of recruitment in HSBC Service Delivery (Polska) Sp. z o. o. according to the rules described in the Privacy Statement for Applicants, as per the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (GDPR).” . Due to the high number of applications, we reserve the right to contact selected candidates only. . In case you would like to resign from participation in the recruitment process or withdraw previously sent application, please email us at: Wyświetl e-mail na pracuj.pl.