Credit Risk Team Member with German | FS Consulting

Job Summary

FS Consulting at PwC Poland is a vibrant team of experts helping financial institutions and large corporations in Poland and beyond tackle risk management challenges—from market and credit risk to operational risk and regulatory compliance. We are launching a new specialist group working closely with PwC Germany’s Risk and Regulatory Practice to deliver high‑impact consulting projects for Germany’s financial sector.

Responsibilities

• Develop, document, review and enhance credit risk methodologies (e.g., IFRS9, AIRB, stress tests) and models (PD, LGD, EAD, credit‑scoring models).
• Carry out projects related to model validation or performance assessment/monitoring.
• Respond to ad‑hoc analysis requests and demonstrate a clear understanding of risk‑specific measurements.
• Review and provide best‑practice guidance on credit risk governance, credit risk policy and procedure frameworks.
• Build and maintain strong relationships with new and established clients.
• Collaborate daily with colleagues from the PwC Network, especially PwC Germany.

Qualifications

• Fluency in English (C1 level or higher) and ability to communicate in German.
• Completed or soon‑to‑be‑completed higher education in mathematics, econometrics, statistics, finance or computer science.
• Applied and proven knowledge of statistics.
• Practical knowledge of credit risk modeling concepts (IFRS9 and/or AIRB methods, credit risk management processes).
• Profound knowledge of Microsoft Office Suite (especially PowerPoint and Excel).
• Experience using AI tools to automate tasks, analyze information, and generate content.
• Interest in topic development and active participation in the German FS‑Risk practice teams.
• Availability for occasional business travel to Germany.
• Willingness to learn new skills, proactive and problem‑solving character.
• Open, proactive, and honest communication style.
• Structured and self‑organised work approach with high quality of results.

Nice to Have

• Experience in the financial sector (e.g., banking, insurance, consulting firms).
• Knowledge of programming languages (C#, Python, SQL, R, Matlab, SAS) and data‑science packages (tidyverse, sklearn, data.table).

Benefits

• Work flexibility: hybrid working model, flexible start of the day, workation, sabbatical leave.
• Development and upskilling: full support during onboarding, mentoring, training sessions, workshops, certification co‑financed by PwC, conversations with native speakers.
• Medical and wellbeing programme: medical care package (incl. freedom of treatment, physiotherapy, dental discounts), mindfulness, psychological support, education through dedicated webinars and workshops, financial and legal counselling.
• Possibility to create an individual benefits package (e.g., lunch pass, concierge, veterinary package for a pet, massages).
• Access to a cafeteria: vouchers, discounts on IT equipment and car purchase.
• 3 paid hours for volunteering per month and an additional paid birthday day off.